How to install apps without a payment method

You can download free apps, but you may need to have a valid payment method on file, even if the app you want to download is free. 

You can have a credit card / debit card on file and an Apple Account balance.

If you have set your Apple Account balance as your default payment method, your default payment method will be used first by Apple when you need to make a payment.

Free apps has also In-app pruchase.

See -> Buy additional app features with in-app purchases and subscriptions

Buy additional app features with in-app purchases and subscriptions

See also -> Apple Media Services Terms and Conditions

Legal - Apple Media Services - Apple

You need to add a payment method to your Apple ID, see -> Add a payment method to your Apple ID

Add a payment method to your Apple ID – Apple Support (UK)

• If you want to change your card, you need to add first the new card, then remove the old card.
• or if you want to use your Apple Account balance, you need to set your Apple Account balance as your default payment.

See also -> Payment methods you can use with your Apple ID

Payment methods you can use with your Apple ID – Apple Support (UK)

fyi: Not all credit & debit cards seem to work with App Store / iTunes Store, try a different one, or preferably a credit card. If your card is not accepted as a paymenf method, you need to contact your ban

Ozzie1910 wrote:

Log in with your Apple 🆔 at this link , complete all your iCloud info and in payment select NONE then log out from AppStore and reboot your iPhone then you can download free apps without any payment methods

https://appleid.apple.com

Most people do not have that option, which is why they are met with the message to add a payment method. Apple does not provide guidance on who is allowed to use the App Store without a payment method, but if you have received that message, then there is no workaround and you will need to add one. Apple even updated their Support Document about downloading apps saying that a payment method might be required even to download free apps.

If you can’t download or update apps on your iPhone or iPad - Apple Support

Apple charges me $5.99 a month and when I don’t have the money in my account it won’t charge me and then I can’t download apps. Whenever I try it says I need to update my information (card/payment info). Even though I now have the money it won’t let me use my card. How do i fix it?

Log in with your Apple 🆔 at this link , complete all your iCloud info and in payment select NONE then log out from AppStore and reboot your iPhone then you can download free apps without any payment methods

https://appleid.apple.com

I need to update my phone and download free apps I have no credit card or payment method