Unable to add funds to a Suica or PASMO card in Apple Wallet

I recently transferred my PASMO card to my iPhone 14’s Apple Wallet, rendering the physical card unusable. Note that I am in the US, and did so in advance of an upcoming trip to Japan. Since then, I have been unsuccessful trying to recharge the virtual card with funds using any of my credit or debit cards within the Apple Wallet. I have come across conflicting reports stating that Visa cards will not work, but American Express and some MasterCards *may* work. I haven’t had success with any of my US-based MasterCards, nor my Apple Card. I even signed up for a virtual Skrill card after reading that someone had success, but I did not. On a whim, I changed my phone’s location to Japan and then tried finding the PASMO, to no avail. Now I’m thinking that the majority or all US-based credit/debit cards will not work. Perhaps they did in the past, but not now? Maybe people are having better success with their Suica cards, but who knows. Unless someone has other suggestions, it looks like I’ll have to wait to get to Japan, and then reload the card using cash at a station or convenience store ATM.

Posted on Sep 26, 2023 11:51 AM

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Posted on Jul 2, 2024 4:30 AM

I’m in Japan. Only way to top up passmo card on iphone is to go to ticket machine and top it up with cash (not credit card) using the card scanner

cannot reload or top up using any credit card or wise card anymore for now.


35 replies

May 24, 2024 1:42 PM in response to brbo

Just to add a little extra info to this topic, I have been able to add Pasmo (and Suica) using my Apple Card (Mastercard) connected to my wallet from day one. All worked including topping off on previous trips as well as my current one. That is until yesterday. It just stopped working. Never had an issue so I’m puzzled. I do have 10 pending charges on my Apple Card so I’m wondering if the security kicked in. I guess I’ll wait and try after some charges clear. But then again, I was just able to top off my Suica using the same card. Conveniently inconvenient!

Apr 23, 2024 8:43 PM in response to norcal.katonk

So I seem to be having the same issue as most in this thread and I can not for the life of me figure out what to try next...


I transferred my old Suica card to my iPhone and it still had ¥527 on it and I wanted to top it off before I leave for Japan in a few weeks and no matter what card I use in my wallet I cannot get it to approve and add funds. So far I have tried:


Apple CC (MC)

Chase United Explorer CC (MC)

Chase United Explorer CC (VISA)

Chase Debit Card (VISA)

Apple Cash

I even tried to use one of my wife's CC's which was also a MC and that did not work either.


These are all the cards I own, so I am not sure what else to try to get funds added to this card. Anyone ever figure out a sure fire way to get money on the card via Apple Wallet?


Thanks All!

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Unable to add funds to a Suica or PASMO card in Apple Wallet

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