Why do I have to insert a credit card when I just want to use iTunes that are already on my phone?

I’m trying to purchase something and it’s not letting me do so. It says I have to put in a credit card and when I try to press the iTunes option it gives me two choices 1 redeem iTunes and 2 buy more iTunes. I already have 50$ on my phone why do I have to do all this? And to add even more to this when I enter all the credit card info and I put in my password it sends me right back to the credit card info page saying I have to do it even though everything is right and up to date.

iPhone 12, iOS 16

Posted on Sep 26, 2023 7:14 PM

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Question marked as Best reply

Posted on Sep 27, 2023 12:47 AM

I already have 50$ on my phone


If you have enough money in your Apple Account balance, all you have to do is -> you need to set your Apple Account balance as your default payment.


See -> Add a payment method to your Apple ID

Add a payment method to your Apple ID – Apple Support (UK)



See -> What you can buy with your Apple Gift Card or Apple Account balance

What you can buy with your Apple Gift Card or Apple Account balance – Apple Support (UK)



and ⤵️

  • You can't use your Apple Account balance to send gifts or gift cards.
  • If you use Family Sharing, your family members can't spend your Apple Account balance. Funds that you add to your Apple Account balance are only available to you. Find out more about how purchases are billed to your Apple Account balance.
  • Some purchases might require you to have a credit card on file, even if you use your Apple Account balance to make the purchase.


1 reply
Question marked as Best reply

Sep 27, 2023 12:47 AM in response to HaydenWal

I already have 50$ on my phone


If you have enough money in your Apple Account balance, all you have to do is -> you need to set your Apple Account balance as your default payment.


See -> Add a payment method to your Apple ID

Add a payment method to your Apple ID – Apple Support (UK)



See -> What you can buy with your Apple Gift Card or Apple Account balance

What you can buy with your Apple Gift Card or Apple Account balance – Apple Support (UK)



and ⤵️

  • You can't use your Apple Account balance to send gifts or gift cards.
  • If you use Family Sharing, your family members can't spend your Apple Account balance. Funds that you add to your Apple Account balance are only available to you. Find out more about how purchases are billed to your Apple Account balance.
  • Some purchases might require you to have a credit card on file, even if you use your Apple Account balance to make the purchase.


Why do I have to insert a credit card when I just want to use iTunes that are already on my phone?

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