Does Apple Cash have a virtual card

Apple Cash uses a prepaid (reloadable) debit card issued by Green Dot Bank. Apple Cash has a virtual card, but no physical card is available. Funds may be transferred to a checking/savings account, spent at merchants that accept Apple Pay (Tap-To-Pay) or transferred to a person using Apple Messages app.

Set up Apple Cash - Apple Support

Make purchases using Apple Pay - Apple Support

Send and receive money with Apple Cash - Apple Support

No. Apple Cash has no associated card; Virtual or physical.

It can only be used through Apple Pay in stores or online in websites that support Apple Pay.