I can’t download apps with out paying for them
I can’t download apps in the Apple Store without paying for them and I’ve done every thing to get rid of that option and the apps I’m trying to download is games that are free
iPhone 11, iOS 16
No, you don't have to pay for free apps but you do need a valid payment method on file with Apple for in-app purchases and ID reasons.
If your payment method isn't working, contact Apple for help.
Contact Apple for support and service - Apple Support