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My family uses family sharing, and that means we share a lot of things. When I try to buy something, it always goes through my dad’s debit card even though I have mine set up in Wallet. In the purchase windows, settings, and app store itself, there are no options to change it. What do I do?
iPhone 13, iOS 16
1.
If you are a member of family sharing, the only payment method that can be on file is the organizer's card.
You can have your own payment method with your Apple Account balance.
See -> Make sure that each family member has a unique Apple ID
Make sure that each family member has a unique Apple ID - Apple Support
When you purchase something from the App Store or iTunes Store, the charges will be deducted from your Apple Account balance, before the organizer's credit card is charged.
See -> What you can buy with your Apple Gift Card or Apple Account balance
What you can buy with your Apple Gift Card or Apple Account balance – Apple Support (UK)
and ⤵️
2.
You can also ask the family organizer to turn off purchase sharing, see -> How to share purchases with your family -> How to share purchases with your family - Apple Support
⤵️
Turn off purchase sharing and stop sharing a payment method
If you're the family organizer and you want family members to pay for purchases themselves, turn off purchase sharing:
When purchase sharing is turned off, you stop sharing your purchases and lose access to the purchases made by your other family members. However, you can continue to share subscriptions like Apple TV+ and Apple Arcade, but everyone must use their own payment method for purchases.
If you still need help, get support from Apple directly -> Get Support or call Apple in your region see -> Contact Apple for support and service or check -> here for more support and assistance.
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Having your own debit card in Wallet - Apple Pay has nothing to do with purchase in the App Store / iTunes Store.
See:
1.
If you are a member of family sharing, the only payment method that can be on file is the organizer's card.
You can have your own payment method with your Apple Account balance.
See -> Make sure that each family member has a unique Apple ID
Make sure that each family member has a unique Apple ID - Apple Support
When you purchase something from the App Store or iTunes Store, the charges will be deducted from your Apple Account balance, before the organizer's credit card is charged.
See -> What you can buy with your Apple Gift Card or Apple Account balance
What you can buy with your Apple Gift Card or Apple Account balance – Apple Support (UK)
and ⤵️
2.
You can also ask the family organizer to turn off purchase sharing, see -> How to share purchases with your family -> How to share purchases with your family - Apple Support
⤵️
Turn off purchase sharing and stop sharing a payment method
If you're the family organizer and you want family members to pay for purchases themselves, turn off purchase sharing:
When purchase sharing is turned off, you stop sharing your purchases and lose access to the purchases made by your other family members. However, you can continue to share subscriptions like Apple TV+ and Apple Arcade, but everyone must use their own payment method for purchases.
If you still need help, get support from Apple directly -> Get Support or call Apple in your region see -> Contact Apple for support and service or check -> here for more support and assistance.
-----
Having your own debit card in Wallet - Apple Pay has nothing to do with purchase in the App Store / iTunes Store.
See:
All App Store Purchases Go Through My Dad’s Card Despite My Card Being In Wallet
