I never bought a device or set up a card?

First, carefully check the email to confirm its legitimacy, avoiding clicking on any links if uncertain. Instead, visit the official Apple website or contact Apple support directly to verify. If the email is genuine, it could indicate a mistake or unauthorized activity on your account. In such cases, promptly reach out to Apple support to report the issue and seek resolution. They'll investigate and provide guidance on securing your account and addressing any unauthorized charges. Additionally, review your account activity and payment methods to ensure no unauthorized transactions or devices are linked.