I have my Apple Card I am the owner. I have a participant who is not 18 yet. Is he building credit for his credit score or does that only work when he turns 18?
Can a participant of Apple Card build credit
Question marked as
They can only do that I they are 18 or older.
Also see the following from Set up Apple Card Family and add a co-owner and participants - Apple Support
- If they're 18 years or older, they can opt in to build their credit and be reported as an authorized user on the account.3
footnote 3 - Participants who are 18 years of age or older can request credit reporting by providing their full Social Security Number to Goldman Sachs Bank, USA, Salt Lake City Branch upon accepting their Apple Card invitation. Participants who are 18 years of age or older can also opt in to credit reporting by opening the Wallet app, tapping Apple Card, tapping the More button, then tapping Build Credit History. Any participant who is married to an account owner is required by law to be reported to credit agencies and must either provide their Social Security Number to Goldman Sachs or contact an Apple Card Specialist.