Apple Pay uses wrong email address despite it being correct in Settings
Every time I make an Apple Pay purchase, it uses my work email address. I've gone to Settings then Wallet and Apple Pay and it is the correct address under Transaction Defaults. How can I fix this? It's super annoying to have to change it every time I do a transaction. There doesn't appear to be a way to delete the other email addresses from the list in Transaction Defaults either.
iPhone 12, iOS 17