AppleCare+ for child's device
I am thinking of buying an iPhone for my 12 year old son and want to protect it with AppleCare+ but I have read the Ts & Cs and they say the policy can only be purchased by an adult.
I would want my son to use the device with his own iCloud account (not mine) so I'm guessing I need to go to a 3rd party insurer unless anyone has successfully claimed for a child/minor under AppleCare+ ?
Thanks in advance!