I don't have any apple account please stop trying to charge my card

If your account shows no purchases, then it is just a scammer. Contact your bank to make sure your account was not compromised. If all if ok, delete and ignore the message.

And we are not trying to charge your card; we are users like you. Apple is not here.

These are user to user technical forums.

By the way, you do have an account - you posted here and your signature line shows you have a phone.

No problem!