That sounds super annoying! Getting stuck on that "updating iCloud settings" screen can definitely test your patience. You've already tried the basic moves with restarting and resetting your iPhone, which are usually my go-to first steps, so kudos for that. Since those haven't worked, let's try a few other tricks to hopefully get your iPhone back on track without losing any of your stuff.
- Give It Time: Sometimes, the "updating iCloud settings" can take longer than expected, especially if your internet connection is a bit on the slower side or if iCloud has a lot of data to process. If you haven't already, give it a good hour or so without interrupting. It might resolve itself.
2. Check Your Network: Make sure your Wi-Fi is stable and fast enough. A spotty connection can mess with the update process. You might want to switch to a different network if possible or reset your router.
3. Force Restart: I know you said you restarted your iPhone, but a force restart can sometimes kick things back into gear. The method depends on your iPhone model:
- For iPhone 8 and later: Quickly press and release the Volume Up button, quickly press and release the Volume Down button, then press and hold the Side button until you see the Apple logo.
- For iPhone 7 and 7 Plus: Press and hold both the Volume Down button and the Sleep/Wake button until the Apple logo appears.
- For iPhone 6s and earlier: Press and hold both the Home and the Sleep/Wake buttons until you see the Apple logo.
4. Sign Out of iCloud (if Possible): If you can access your settings, try signing out of iCloud and then signing back in. Go to Settings > [your name] > Sign Out (at the bottom). You might need to enter your Apple ID password to turn off Find My iPhone.