is Apple Pay like a credit card? Can it be used anywhere?

Apple Pay is neither a credit or debit card.

It is a payment conduit.

It can use your own credit or debit cards to make payments at physical stores and websites that accept Apple Pay. But it is not itself a card of any kind.

It holds other cards and uses them to make payments. Yes, it an be used to make payments at gas stations and Walmart but it uses your own cards. It does not hold any money, and cannot be used on its own.

Hello,

Apple Pay works like a physical debit or credit card that has contactless payments. You connect your existing card to the Wallet app, and then use it with Apple Pay. It works at most readers that accept contactless payments. Look for the two symbols below:

You can learn more here: Learn where to use Apple Pay - Apple Support.

Hope this helps!

-Drake

Katana-San wrote:

Hello ~ Excellent explanation!

~Katana-San~

Thanks. 😉

My mistake, double post.

Hello ~ Excellent explanation!

~Katana-San~