I have to pay you to listen to my music?

1. This is a user to user forum. You don't have to pay us anything for anything.
2. No, you don't need iTunes Match or even an Apple Music subscription to listen to your own music.
3. On a computer you can just open the iTunes app, click on Songs or albums in your library.
   1. click here ➜ Play songs in iTunes on PC - Apple Support
4. On an iPhone or iPad you can sync music to it over USB and listen to it directly on the device afterwards from the built in Music App.
   1. click here ➜ Sync iTunes content on PC with your devices - Apple Support

In General, if you synced it from a computer, or bought it from the iTunes Store, it should not require either service.

That particular track may require it, if you downloaded it from either service originally.

Where did you originally get that song from? As Phil0124 said:

That particular track may require it, if you downloaded it from either service originally.