iPhone 11 Apple Cash keeps saying transaction terminated

Here are some possible reasons why your Apple Cash transaction might be getting terminated:

• Recipient's account issues: If the recipient's Apple Cash account is restricted, locked, or has insufficient funds,the transaction might fail.
• Suspicious activity: Apple has strict fraud prevention measures. If your transaction looks suspicious for any reason (unusual amount, frequent transfers, etc.), it might be flagged and stopped.

Apple Cash

If your account is restricted, you can still transfer your Apple Cash balance to your bank or use it to make purchases in stores, within apps, and on the web. If your account is locked, you can't use Apple Cash to make purchases; add, send and receive money; or transfer the money in your account.

If your Apple Cash account is restricted or locked - Apple ...