How do I use my card for purchases

The Apple Card Mastercard can be swiped or inserted into a chip reader. The titanium card cannot use Tap-To-Pay. If you use your iPhone to do transactions using Tap-To-Pay/Apple Pay, you’ll get 2% Daily Cash back and 3% cash back with select merchants.

Please review the Apple support articles on how to use your iPhone and Apple Pay/Tap-To-Pay to complete transactions.

Make purchases using Apple Pay - Apple Support

Apple Card - Features - Apple

How to make Apple Card payments - Apple Support

Set up and use Apple Cash in Wallet on iPhone (U.S. only) - Apple Support

The Apple Card was primarily designed to be used with Apple Pay (tap to pay). You can order a physical card to at merchants who don’t support tap to pay transactions.

Apple Card - Official Apple Support