there is no send or request for my debit card in my apple wallet

I am setting up my apple pay. I have added my debit card and I have a little apple cash. I would like to receive and send money through my debit card which is allowed by my bank. However when i select my debit card there is no send or receive. It only appears on my apple cash. Im not sure what i need to do to be able to send and receive through y debit card.