Thanks for your reply. I more fully understand your circumstances now, and of course not, you wouldn't want to change your work flow at this point.
I must also ask, are you running any sort of third-party anti-virus, cleaning, optimizing or VPN software on this Mac? Apps of this nature are not recommended to be installed on the Mac and often found to be the culprit when a Mac is misbehaving. If you do have app like this, you might consider uninstalling them and reevaluating the situation for a time.
Please reference: Effective defenses against malware and ot… - Apple Community
Immediately after an OS upgrade, macOS may initiate a new round of drive indexing by the Spotlight app which can take a toll and slow things down for a while - usually not more than a few hours.
Rebuild the Spotlight index on your Mac - Apple Support
Maybe there is something else going on with the new OS?
You might try restarting the Mac in Safe mode and see if that has any effect on the issue.
If a simple reboot of your Mac doesn’t fix things, see if the problem still happens in Safe mode. It can take a bit longer to safe boot so be patient.
How to use safe mode on your Mac - Apple Support
Safe mode will often correct weird software behavior by forcing the OS to do disk repair, clear caches and other housekeeping and disables acceleration and third-party mods. When you're in safe boot, the machine won’t be at its best performance, especially with graphics, but that's expected.
Does the problem persist while in Safe mode?
Exit safe mode by restarting your Mac normally and evaluate the issue again.