Set up apple wallet
How to set up apple wallet with my bank account not my bank card
iPhone 13, iOS 17
Apple Wallet requires a debit, credit or prepaid debit card, depending on the country or region. Apple is not a bank and cannot do ACH transfers. The two Apple Support articles I linked below will help you understand the features and benefits of Apple Wallet and explain how to set it up.
Set up Apple Pay - Apple Support