Why do I have no available credit after paying off my Apple Card?

I recently paid off my Apple Card and it’s showing i have 0 credit available.


[Re-Titled by Moderator]

iPhone 14 Pro Max, iOS 17

Posted on Mar 13, 2024 10:45 PM

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Question marked as Top-ranking reply

Posted on Mar 14, 2024 4:48 AM

Goldman Sachs is probably holding payment for a short time. Do you have a new account, had returned payments, was pay off a larger payment than usual? Those are all common reasons a bank will wait for a payment to clear. You bank has up to 30 days to demand return of funds, so there’s a lot of trust involved in crediting payments.


You are welcome to contact an Apple Card Specialist at Goldman Sachs and request they make available at least part of your recent payment.


CONTACTING — Goldman Sachs Bank 




  • Write to: Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.


1 reply
Question marked as Top-ranking reply

Mar 14, 2024 4:48 AM in response to Embly5

Goldman Sachs is probably holding payment for a short time. Do you have a new account, had returned payments, was pay off a larger payment than usual? Those are all common reasons a bank will wait for a payment to clear. You bank has up to 30 days to demand return of funds, so there’s a lot of trust involved in crediting payments.


You are welcome to contact an Apple Card Specialist at Goldman Sachs and request they make available at least part of your recent payment.


CONTACTING — Goldman Sachs Bank 




  • Write to: Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.


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Why do I have no available credit after paying off my Apple Card?

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