Is it safe to do banking on my iPhone app if I use my mobile data rather than public wifi

When I lunch with my pal at the local pub, he normally pays and I immediately pay him my share using my mobile phone data rather than the pub's wifi. Is this a secure transaction?

iPhone 8, iOS 16

Posted on Mar 23, 2024 8:07 AM

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Question marked as Top-ranking reply

Posted on Mar 23, 2024 8:16 AM

Public Wi-Fi is a convenience, but it can be a major security risk when it comes to financial transactions. Hackers can easily intercept data sent over unsecure networks, potentially stealing your login credentials, account information, or even redirecting your transaction to a fraudulent site.


To keep your money safe, it's best to avoid financial transactions on public Wi-Fi altogether. If you absolutely must check your bank account or make a payment, consider using your mobile data instead. It's generally more secure than public Wi-Fi.


An even better option is to wait until you're on a secure, private network, like your home Wi-Fi. If you use public Wi-Fi frequently and need a more robust solution, consider investing in a Virtual Private Network (VPN). A VPN encrypts your internet traffic, making it much harder for hackers to steal your information.


2 replies
Question marked as Top-ranking reply

Mar 23, 2024 8:16 AM in response to CONFUSEDOAP

Public Wi-Fi is a convenience, but it can be a major security risk when it comes to financial transactions. Hackers can easily intercept data sent over unsecure networks, potentially stealing your login credentials, account information, or even redirecting your transaction to a fraudulent site.


To keep your money safe, it's best to avoid financial transactions on public Wi-Fi altogether. If you absolutely must check your bank account or make a payment, consider using your mobile data instead. It's generally more secure than public Wi-Fi.


An even better option is to wait until you're on a secure, private network, like your home Wi-Fi. If you use public Wi-Fi frequently and need a more robust solution, consider investing in a Virtual Private Network (VPN). A VPN encrypts your internet traffic, making it much harder for hackers to steal your information.


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Is it safe to do banking on my iPhone app if I use my mobile data rather than public wifi

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