We trust the iphone products than other android products and put our card details in wallet or apple pay
recently my apple pay was hacked and i lost AED 1958.73/-
who is responsible for my loose.
if the security of apple has compromised
then why should we too spent too much amount on apple products?
iPhone 14 Pro, iOS 17
How exactly did you incur your loss?
ApplePay is a mechanism, but not an actual
payment method.
Was it a fraudulent charge to a credit card you have installed in wallet ?
As we can only presume that since the amount was in UAE Dirham, that this was a credit card transaction.
Unfortunately, ApplePay doesn’t prevent legacy credit cards from being compromised the “old fashioned” way.
Any fraudulent transactions should be reported to your card issuer.
Any protection you might be afforded is per the terms of your cardholder agreement and/or local laws.
How exactly did you incur your loss?
ApplePay is a mechanism, but not an actual
payment method.
Was it a fraudulent charge to a credit card you have installed in wallet ?
As we can only presume that since the amount was in UAE Dirham, that this was a credit card transaction.
Unfortunately, ApplePay doesn’t prevent legacy credit cards from being compromised the “old fashioned” way.
Any fraudulent transactions should be reported to your card issuer.
Any protection you might be afforded is per the terms of your cardholder agreement and/or local laws.
Your 16-digit credit card number can be used in any country. That type fraud was occurring LONG before ApplePay came on-scene.
And ALL credit card transactions are “digital” transactions so that attempt at avoiding a “tasker” by your issuer doesn’t really make much sense.
Your card issuer can clearly tell you if the transaction originated from an ApplePay device and if so, from which one.
If that device is not your device, it’s STILL a device which your issuer verified as legitimate and it’s still a FRAUDULENT transaction.
I’m not familiar w/ Emirati banking and credit regulations, but in many regions the cardholder is not responsible for fraudulent transactions if reported to the issuer in a timely manner.
I’d suspect that Emirati regulations are quite similar.
The concern is about the security system.
how easily it was hacked
Your concern is everyone’s concern.
What evidence do you have that the fraudulent transaction was caused by a security vulnerability in Apple Wallet ?
The transaction was done in another country.
and have not received any OTP also.
When I checked with bank, bank told its a digital transaction we cannot do anything in that.
Apple wallet hacked
