Can I use Apple Pay when I order food over the phone?

Online or over the phone? Which is it.

As for online ordering you can use Apple Pay IF the online merchant accepts Apple Pay, Google Pay, etc.

Ordering over the phone would require you to give the merchant your Apple Card number, expiration date, ccv code verbally like any other credit card.

No, Apple Pay is not available when completing a transaction over the phone. Apple Pay is available online at merchants that support Apple Pay (Tap-To-Pay) and have implemented the necessary software into their website. It’s also available in person at terminals that display Apple Pay/Tap-To-Pay.

Make purchases using Apple Pay - Apple Support