My Documents folder is missing from Finder and iCloud
So I was wanting to save a document...and save it in Documents...only to discover there is no Documents folder.
After googling this and heading to various similar apple support threads the majority say the folder is most likely found in iCloud Drive because I will have opted to store Desktop & Documents there....but I've not...I don't have anything in iCloud.
When I go to my hard drive -> Users -> my name -> here I can see something like a docuemts folder but it's an alias that can't be opened.
What is going on? Am I missing something totally obvious?
I'm on a MacBook Pro with OS Monterey 12.3
MacBook Pro 15″, macOS 10.14