Why am I not receiving 3% cash back while using Apple Card ?

You earn 1% when you swipe or use chip. If you use Apple Pay at merchants or online you earn 2%. You earn 3% when you use Apple Pay at Exxon, Walgreens, Mobile, Nike, Panera, Ace Hardware (most), T-Mobile, Uber, Uber Eats, Duane Reade and Apple.

Learn how to get 3% Daily Cash back when you use Apple Card with Apple Pay - Apple Support

3 percent on purchases at Apple and perhaps select partners (eg Walgreens offers 3 percent). 2 percent for Apple Pay purchases and 1 percent when you use a physical card

I’ve been a card holder from the beginning, August 2019. They have never said 3% on everything. If you’re going to make a claim like, you need to back it up with a link or something. Here’s my photo of the 2019 terms and conditions, where’s your link?

The Daily Cash program actually improved over the years as Apple added more 3% merchants.

False advertising!, It said 3% an ALL purchases (1% if you use your titanium card)