Apple Pay debit card pin

Is it possible to use a debit card with Apple Pay and not have to put in a pin#? Or is that only possible for credit cards?

iPhone 12, iOS 17

Posted on Jun 30, 2024 1:21 PM

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Posted on Jul 1, 2024 4:13 AM

The merchant controls if a PIN is required or not. If the merchant has the POS programmed, they can switch a PIN/debit card transaction to credit, and no PIN will be required. However, some countries require PINs. They may feel that biometrics is not as secure as a PIN.

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Apple Pay debit card pin

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