Transunion is not receiving my Apple Card credit report. They asked me to contact Apple Card (GoldmanSachs?) and ask them to report my credit history to them. How I make sure that Apple Card sends this reports to TransUnion?
[Re-Titled By Moderator]
Apple Card reports to credit bureaus at least monthly.
How Apple Card and Apple Card Family is credit reported - Apple Support
It happens automatically although not necessarily quickly.
Posts here seem to indicate it sometimes takes 3-6 months; but once started it’s VERY consistent.
In my own experience, GS is also very consistent in performing regular periodic reviews as well.
Have you pulled your TransUnion credit report? Here’s a link that allows you to get a free credit report from the major credit bureaus (Experian, Equifax, and TransUnion),
https://www.annualcreditreport.com/index.action
Until you can see the actual report that TransUnion has on you, we are just spinning our wheels.
On a side note, I was in the insurance industry many years ago, who is the carrier that gave you the adverse letter? What state do you live in? Let’s compare notes. 😀
It seems that they haven't report at all. I have my Apple Card since November 2023. I was trying to get better car insurance rates, but I got an adverse letter saying that they used Transunion for my credit history. I was confused because I have excellent credit score with the other two credit bureaus and fico score if that gives an idea, but Transunion says they dont have anything on me, like I don't exist. I mentioned my credit cards and they say I have to call my lenders to make sure they're reporting to Transunion. I did call my other creditors but I have no idea on how to make sure Apple card is sending my info.
Thank you for the link Jeff, I will request the report!
I live in MD and have car insurance with State Farm for years, never a claim or accident but they keep increasing my payments. Called them but they say a specialist will call me and never does. Tried an estimate with Geico and got adverse letter saying they can't offer me the best rates based on info provided by Lexis Nexis and TransUnion. I called them both, started a dispute with Lexis Nexis but Transunion says they can't even find me, that I don't exist and proceed to ask me to fix the issue contacting my creditor to make sure they report to Transunion which is odd because I was never refused for any service and I can access Equifax and Experian consumer accounts, but with Transunion when I try to create an account it say: unable to verify your identity.
When was the last time Goldman Sachs (GS) reported to TransUnion? What app are you using to see your report?
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How I make sure that Apple Card sends this reports to TransUnion?
