How to secure Payment Information on Apple Devices?

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Level 1

19 points

How to secure Payment Information on Apple Devices?

I deliberatly do not use apple pay on ny phone. The payment info on my apple id is deliberatly set to a paypal account. I use my mastercard to pay my rates etc and for the occasional online purchase. At a check out for when payment is made, my credit card with all the details incl the cvc number on the back come up automatically. Where are the credit card details stored. In this day of hackers, I am extremly nervous about my datanbeing stolen. I have contacted Apple a few times and they cannot help me.

[Re-Titled by Moderator]

iMac 24″, macOS 14.6

Posted on Aug 26, 2024 6:33 PM

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Answer 1

Aug 26, 2024 6:47 PM in response to robert_coady

At checkout....where? Online? In a store? If you mean online, and you're using Safari, go to Settings>Autofill>Credit Cards and un-check it.

Apple Pay is more secure than typing in your credit card information on a website.

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Answer 2

Aug 26, 2024 7:01 PM in response to robert_coady

robert_coady wrote:

Thank you heaps. online store like Amazon have a checkout. I will setup Apple Pay. The incidence of stolen data is becoming very serious

It absolutely is.

Set up Apple Pay - Apple Support

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Answer 3

Aug 27, 2024 5:04 AM in response to robert_coady

Apple Pay uses dynamic tokens, not your real card information. The merchant never receives your card information or personal information, except what is required by law and necessary to fulfill your order.

The token and other relevant information is stored in the Secure Element and Secure Enclave. They are industry standard chips meeting specific ISO requirements and approved by the banking industry.

https://en.wikipedia.org/wiki/Secure_element

Secure Enclave - Apple Support

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Answer 4

robert_coady Author

Level 1

19 points

Aug 26, 2024 6:58 PM in response to IdrisSeabright

Thank you heaps. online store like Amazon have a checkout. I will setup Apple Pay. The incidence of stolen data is becoming very serious

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Answer 5

Aug 27, 2024 8:31 AM in response to Jeff Donald

Thanks! I started trying to explain that and then decided I couldn't do it properly.

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How to secure Payment Information on Apple Devices?

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