Do I need to have an Apple credit card to pay for things in payments?

Do you need to have an Apple credit card to pay for things in payments? or can I use my debit card and pay for things in payments for example I pay $91 a month on my debit card instead of paying full out.


[Re-Titled by Moderator]

iPhone 15, iOS 17

Posted on Sep 1, 2024 9:21 AM

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Posted on Sep 1, 2024 9:27 AM

You can use a credit card to do that but you would pay interest on the unpaid balance each month to the credit card company. That can be very expensive. If you use a debit card to make a purchase, you have to pay the full amount at the time of shipment.


If you are in the U.S. and want to make interest-free monthly payments, the Apple Card is the option.

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Question marked as Top-ranking reply

Sep 1, 2024 9:27 AM in response to Hailey7207

You can use a credit card to do that but you would pay interest on the unpaid balance each month to the credit card company. That can be very expensive. If you use a debit card to make a purchase, you have to pay the full amount at the time of shipment.


If you are in the U.S. and want to make interest-free monthly payments, the Apple Card is the option.

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Do I need to have an Apple credit card to pay for things in payments?

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