OMNY Fare Charges in Apple Wallet

Question

Level 1

8 points

OMNY Fare Charges in Apple Wallet

I recently visited NYC for a few days. I exclusively used public transit subways and Airtrains to get around. At no point did I create an OMNY account to access rides. There were ads and banners everywhere promoting 'tap to pay'. I did just that. I used my digital Apple Card for every ride.

Now, home two days after the trip and I am still not seeing any of the ride fares in my Apple Wallet transaction history. I used the same digital Apple Card for all other purchases during the trip, and all of those purchases are visible in the transaction history.

Where can I view my transaction history for MTA transit fares?

Why are not listed in my transaction history? What makes those transactions any different than food purchases?

iPhone 12 mini, iOS 17

Posted on Sep 15, 2024 7:26 AM

Reply

Answer 1

arcaresenal Author

Level 1

8 points

Sep 18, 2024 11:39 AM in response to arcaresenal

Update: This morning, all 14 pending MTA transactions over 3 days all appeared at once in my Apple Wallet history.

Lesson learned: 99% of Apple Card purchases will show up instantaneously in the Wallet app. The other 1% of merchants simply wait a few days to post the transactions.

Reply

Answer 2

Sep 15, 2024 11:02 AM in response to arcaresenal

Apple Wallet doesn’t have a transaction history. Individual cards have a history but some banks limit the number of transactions you can see or for how long you can see them in Apple Wallet. You can see complete lists of transactions in the mobile app or banks secure website that issued the card you used.

When you say Apple Card, do you mean Apple Card Mastercard or Apple Cash card?

Reply

Answer 3

Sep 18, 2024 11:51 AM in response to arcaresenal

Thank you so much for the update. This is good information. Just explain why merchants do this, if they submit charges in very large batches, they can get slightly lower charges from the PNO operator and other parties involved. What’s this mean? Submit 1,000,000 transaction that are a 1/10 of 1% and you saved $1,000. Do that for every days transactions and the end of the year you saved $365,000. Yes, it’s an inconvenience to the cardholder, but a savings for the company.

Reply

Answer 4

Sep 15, 2024 11:47 AM in response to arcaresenal

If it’s you Apple Card MasterCard, issued by Goldman Sachs’s, the transaction are listed in your Apple Wallet app when you tap the Apple Card and scroll down. If you do not see the transactions, the transit company has not processed the transactions yet. But the transactions should show as >Pending<.

Reply

Answer 5

arcaresenal Author

Level 1

8 points

Sep 15, 2024 11:29 AM in response to Jeff Donald

Interesting... I will try to see if I can view the transactions on the Goldman Sachs website.

I used my Apple Card Mastercard for all public transit fares. Apple Watch was the most useful for those turnstile payment terminals at the metro stations. Worked every time without fail.

Reply

Answer 6

arcaresenal Author

Level 1

8 points

Sep 16, 2024 5:32 AM in response to Jeff Donald

Ah, well they must not have posted the transactions yet. I see all of my purchases from my time in NY except the transit fares. Hopefully they will appear soon.

Reply