Can I be approved for Apple Card when I have no credit history?

Can I see be approved for Apple Card when I have no credit history/credit card?


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Posted on Sep 18, 2024 7:56 PM

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Posted on Sep 19, 2024 4:44 AM

While possible, it’s unlikely. There are better starter cards for individuals from companies like Bank of America, Discover and Capital One.


Applying for an Apple Card will not affect your credit score. It’s a soft pull of your TransUnion FICO 9 credit report. If you are approved and you accept the offer, they’ll do a hard pull. This could slightly lower your score. But it’ll gradually go up as you responsibly use and payoff your credit card each month.


You can learn how your Apple Card application is evaluated and apply for a card using the Apple Support articles I’ve linked to below.


How your Apple Card application is evaluated – Apple Support


How to apply for Apple Card - Apple Support


Apple Card - Features - Apple


2 replies
Question marked as Top-ranking reply

Sep 19, 2024 4:44 AM in response to AlphaGamer25

While possible, it’s unlikely. There are better starter cards for individuals from companies like Bank of America, Discover and Capital One.


Applying for an Apple Card will not affect your credit score. It’s a soft pull of your TransUnion FICO 9 credit report. If you are approved and you accept the offer, they’ll do a hard pull. This could slightly lower your score. But it’ll gradually go up as you responsibly use and payoff your credit card each month.


You can learn how your Apple Card application is evaluated and apply for a card using the Apple Support articles I’ve linked to below.


How your Apple Card application is evaluated – Apple Support


How to apply for Apple Card - Apple Support


Apple Card - Features - Apple


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Can I be approved for Apple Card when I have no credit history?

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