Why I can’t use Apple Pay

There are several possible reasons you might be experiencing issues. So let’s start with a few basic steps. I’ve added links to support articles that may offer solutions to issues you might encounter. 

Are you in a country or region that supports Apple Pay?

https://support.apple.com/en-us/HT207957

Does your financial institution support Apple Pay?

Apple Pay participating banks in Asia/Pacific, Africa, Europe Latin America, Middle East and United States - Apple Support

Confirm your region is set correctly.

https://support.apple.com/guide/iphone/change-the-language-and-region-iphce20717a3/ios

Change your Apple ID country or region