Debit/Credit cards will not add onto my iPhone 15 Pro Max Digital Wallet. Does anyone else have this issue?

As the title suggests, i can@5 get any of my debit or credit cards added onto my apple wallet, i should mention that i do have one added (Robinhood Mastercard) but the rest, which are all Visa’s will not add onto the 15PM, i have a an iPhone 14 work phone & an Apple Watch Series 3 which both let the cards be added with no issue at all. I only started experiencing this issue once i upgraded from my iPhone XS personal phone to the 15PM.

and before anyone starts running through these options with me

Yes i did

Reboot

I’m on the latest OS (i was on public beta’s both 17&18 respectively, tried going back to a non beta and it still didn’t work)

Yes FaceID is enabled

Yes i’m in a supported region and Yes i did contact my financial institutions about this and there’s nothing on their end which i believe because the cards function as intended on my other devices.

I’m close to giving up and just accepting that i have a $1400 phone with no digital card support 😂

PLEASE someone save me!