What is the minimum income required for Apple Card?

  • Trying to Get a Apple Card on Apple Pay and it says I was declined because “Your income after considering the minimum payment required on Apple Card is too low“





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iPhone 11, iOS 18

Posted on Nov 9, 2024 1:56 AM

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1 reply

Nov 9, 2024 4:46 AM in response to Queen_v695

Apple and the issuing bank, Goldman Sachs, do not state a specific dollar amount. But it’s a requirement that you show the means to payback the funds you borrow. If you don’t show that you have the means, your application will be denied.


It’s a standard practice in the credit card industry to use household income. This includes people living in your household that you have reasonable access to their income, such as a spouse. Investment income and other sources can be included.


Please review the information in the Apple Support article I shared below.


How your Apple Card application is evaluated – Apple Support




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What is the minimum income required for Apple Card?

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