Apple Pay account locked.

It’s not Apple Pay that is restricted, it’s your Apple Cash account. The most common issue is failing to verify your identity with the issuing bank. Please review the support article I linked to below.

If your Apple Cash account is restricted or locked

Apple Cash is a service that’s administered by Green Dot Bank. Contact an Apple Cash Specialist at Green Dot Bank by calling (877)-233-8552 or by calling 1-800-MY-APPLE, your call will be forwarded.,

https://applecash.greendot.com/termsconditions/

Hello,

please tell me more about your problem.

Thanks.

Call the phone I included in my post. That’s the only way.