Card Ended Up in Scammer's Device?
I have actually never used Apple Pay, but I put a debit card in to "try out" because it seemed more secure than carrying my card around. I live in Mexico. Last night, two Chinese scammers (I called the store and talked to the clerk who had handled the transaction and she provided a description of them.) - tried to use Apple Pay with my card details to buy a $200.00 gift card. Fortunately, there wasn't enough money to complete the transaction. They kept trying but it kept getting declined - at the same time, both were talking on their iPods and kept telling someone it was declined.
Fortunately, WISE let me know a transaction had been declined. I froze the card, filed a report with them and deleted it from Apple Pay.
What I would like to understand is how my card details were entered on to another device's Apple Pay wallet? The fraud attempt was made in another country and my card was thousands of miles away. Right now, Apple Pay is not feeling very secure if they were somehow able to load my card details in to from thousands of miles away and no physical card.
iPhone 14, iOS 18