"Thanks for taking the time to reply. Of course my warranty expired months ago! Darn it. I know this will be an expensive repair!"
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You are welcome.
A. Before Getting this Repaired:
Expensive though it may be, try working around it to get the data off on your own. See my previous reply. And if you need to get software, contact the Developer, asking them for a new installation key.
B. AppleCare+ Expiration:
Sorry to hear it has expired. Sometimes, Apple allows AppleCare to proceed, until the customer stops paying for it; the customer is charged on an annual basis. But, that is not always the case. How they make that discretion is beyond my knowledge. My 2018 MBP is still covered under warranty, and I still need it so that I can run older software on it. I plan to stop the renewal subscription, when my Mac this is no longer supported for updates (I am guessing this year). But, I can continue, if I desire.