How do I verify the legitimacy of an Apple Pay iMessage?

I sent the money to the number on the picture and I got a new message saying the money was refunded but I don’t see anything on my wallet, and is there anyway I can get the money back or is it gone forever unless he pays me. please help me


[Edited by Moderator]

iPhone 13

Posted on Mar 11, 2025 8:01 AM

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Posted on Mar 11, 2025 8:16 AM

It looks suspicious because of the phone number. The 601 area code is lower Mississippi. I’m not aware of any Apple Cash support in that area.


You need to contact Apple Cash Support. I’m suspicious of the text. Apple is not a bank. Apple partners with Green Dot Bank for Apple Cash services.


Contact Green Dot Bank by calling (877) 233-8552, by mail for disputes at P.O. Box 9, West Chester, Ohio, or by mail for general customer service at P.O. Box 1070, West Chester, Ohio 45071, or visit www.greendot.com.

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Question marked as Top-ranking reply

Mar 11, 2025 8:16 AM in response to Clover01

It looks suspicious because of the phone number. The 601 area code is lower Mississippi. I’m not aware of any Apple Cash support in that area.


You need to contact Apple Cash Support. I’m suspicious of the text. Apple is not a bank. Apple partners with Green Dot Bank for Apple Cash services.


Contact Green Dot Bank by calling (877) 233-8552, by mail for disputes at P.O. Box 9, West Chester, Ohio, or by mail for general customer service at P.O. Box 1070, West Chester, Ohio 45071, or visit www.greendot.com.

Mar 11, 2025 9:07 AM in response to Clover01

Refunds would appear in 1 to 3 business days.


You’re correct, there is no fraud protection for Person to Person transfers. You essentially gave cash to someone that’s a total stranger. None of the person to person transfer services offer fraud protection. This includes Zelle, Venmo, PayPal, Cash App etc. They warn you the service is only for family and friends.

Mar 11, 2025 8:31 AM in response to Clover01

Most (all?) their support is from Ohio. The sender isn’t verified with a check mark, another suspicious clue. I’m inclined to think it’s scammers.


No legitimate merchant accepts person to person payments. It’s actually against the terms and conditions of Apple Cash to use it for commercial purposes.


There are too many red flags. This sure seems like a scam.

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How do I verify the legitimacy of an Apple Pay iMessage?

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