Why is there an additional $35 charge for insurance when buying an iPhone online?

If you identified a carrier at the time of purchase, the carrier typically collects $35 to transition your service to your new phone. Most commonly called a carrier activation fee. It's been this way for the last couple years. Before Apple started collecting the fee, most users saw an activation fee on their cell phone bill after setting up their new phone. Now the money is collected at the time of purchase.

you might be purchased Apple care plus or any insurance provided by the reseller ,contact them and know for what you have been charged extra amount.

Where are you buying it from?

Did you contact the retailer and ask them?

This is a user to user support forum.

We don't work for Apple or any online retailers so we have no idea what charges you are talking about.

“Why is there an additional $35 charge for insurance when buying an iPhone online?: I want to buy my cell phone online and when I add it to the bag in addition to the insurance they make me another charge”

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Extra Charge for Order:

Not sure. Shipping, perhaps? Sales tax, perhaps? Is the iPhone all that is in your Cart?

If you’re buying an unlocked iPhone from Apple it’s not receiving a subsidy from any of the carriers. If you buy one from a carrier, at an Apple Store, you may be receiving a subsidy/discount from the carrier.