it’s a scam. Banks do the exact opposite. They stop transactions and say call if you want it to go through. Banks don’t say, we approved a charge, if it wasn’t you, call us.
“Don't answer suspicious phone calls or messages claiming to be from Apple. Instead, contact Apple directly through our official support channels.”
”To report a suspicious SMS text message that looks like it's supposed to be from Apple, take a screenshot of the message and email the screenshot to reportphishing@apple.com.”
You can report phishing at these links and most importantly your local law enforcement.
Learn about how not to be a victim of Social Engineering.
Recognize and avoid social engineering schemes including phishing messages, phony support calls, and other scams - Apple Support