How do I remove a payment method from my Apple Account?

Remove a payment method on your iPhone, iPad, or Apple Vision Pro

1. Open the Settings app.
2. Tap your name.
3. Tap Payment & Shipping.
4. Tap Edit, tap the red Delete button, then tap Remove.

If you can't remove a payment method

If you have subscriptions like iCloud+, have an unpaid balance, or you use purchase sharing, you must keep at least one payment method on file.

• Do you have a subscription? You can cancel iCloud+ and cancel other subscriptions from Apple. When your subscription period is over, remove your payment method.
• If you're in a Family Sharing group and you use purchase sharing, the family organizer must have a payment method on file. If you're the family organizer, turn off purchase sharing, then remove the payment method.
• If you have an unpaid balance, you might not be able to remove a payment method. Instead, change your payment method.
• If you still can't remove a payment method, contact Apple Support.

Remove a payment method from your Apple Account - Apple Support