Finder does not show a documents folder on my Macbook Pro.
A local docs folder does show in Commander One. How can I be sure my docs are actually stored locally?
MacBook Pro 16″, macOS 15.4
Question marked as
If you have iCloud Drive Desktop and Documents option turned on, any local files can be accessed by opening a Finder window and clicking on the Documents folder in the iCloud section of the sidebar.
If the Documents folder isn't displayed in the iCloud section of the sidebar, go to Finder menu > Settings and click Sidebar icon at the top of that Settings window and then put a check mark in front of Documents in the iCloud section.
To identify whether there is a local copy shown in that Document folder in Finder, look for the Downloaded icon. See the following from Get file, folder, and disk information on Mac - Apple Support
Downloaded: The Downloaded status icon 
indicates that the folder or file is up to date between your Mac and iCloud and you can view or edit it immediately, with or without an internet connection.
Also, if you want all iCloud files to have a local copy, go to Apple menu > System Settings > [username] > iCloud > and click "Drive" and then turn off "Optimize Mac Storage" -- see the description of that setting in the following screenshot: