How to add a payment method for app purchases on iPhone?

I want to download applications and it asks me for a payment method


[Re-Titled by Moderator]

Original Title: billing

iPhone 15 Plus, iOS 26

Posted on Oct 2, 2025 5:04 PM

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Question marked as Top-ranking reply

Posted on Oct 2, 2025 6:22 PM

Read this document about how to view your current payment types and add Apple Account payment methods on an Apple mobile device, a Mac, or a PC --> Add a payment method to your Apple Account - Apple Support



4 replies

Oct 2, 2025 6:52 PM in response to Kurtosis12

Kurtosis12 wrote:

Also, you need a payment method even if the apps are free.

A common oversimplification by even some long term contributors here. I download and update free apps regularly and I have never had a payment method on my account. Maybe I am grandfathered into something with my 20 year old account but "needing" does not apply to everybody, nor even everybody in all situations. ;-)


Of course I can't try this with my account but it is even possible that if you are being asked for a payment method, Apple may only want to see it briefly unless it is something that requires a payment method always be present.


Ref.:

Add a payment method to your Apple Account - Apple Support

"To make purchases from the App Store and use subscriptions like iCloud+ and Apple Music, you need at least one payment method on file." Note that there may be a differences between “purchasing” an app for money, and simply “getting” one for free. I get free ones with no payment method.

If you can’t download or update apps on your iPhone or iPad - Apple Support

- "You might need to have a payment method on file, even if the app that you want to download is free."

If you can’t download or update apps on your iPhone or iPad - Apple Support

- If you have any active subscriptions, you must have at least one payment method on file other than Apple ID credit.

- You might not be able to remove a payment method if you have a balance due.

Sign in to your Apple Account on the web or in your device settings - Apple Support

- "When you sign in to the App Store and other media services for the first time, you might need to add a credit card or other payment information."

How apps, content, and subscriptions from Apple are billed - Apple Support

- You can’t charge gifts to your Apple ID balance. If you send a gift or gift card, your primary payment method is charged.

- Some subscriptions might not be charged to your Apple ID balance.

What you can buy with your Apple Gift Card or Apple Account balance - Apple Support

"Some purchases might require that you have a credit card on file, even if you use your Apple Account balance to make the purchase."


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How to add a payment method for app purchases on iPhone?

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