I used Apple Pay for a one time my IQ test…. .70 cents.
then a week later they took $44.99 from my Apple Pay for an account … which I did not apply for or register for, now trying to get my money back is a nightmare…
how can they do this through Apple Pay without my consent?
[Re-Titled by Moderator]
Original Title: Scam or ?
iPhone 14 Pro Max
Many of the low cost (70¢) or free services and items you see on TikTok, Facebook and Instagram are actually a subscription that auto renews on a weekly, monthly or annual basis until cancelled with the merchant. The subscription authorizes the merchant to automatically charge your Apple Pay method.
The mechanics behind Apple Pay are different and more secure than using your credit card. The merchant does not have your actual card details (card number, expiration date and security code). They do have an encrypted token that they submit to the payment network (Visa, MasterCard, etc.) to initiate the payment.
You’ll need to contact the merchant and cancel the subscription to cancel the authorization and any future payments. Any refunds would come from the merchant. If the merchant fails to cancel, you can start a dispute by calling the phone number on the back of the credit card you used.
Many of the low cost (70¢) or free services and items you see on TikTok, Facebook and Instagram are actually a subscription that auto renews on a weekly, monthly or annual basis until cancelled with the merchant. The subscription authorizes the merchant to automatically charge your Apple Pay method.
The mechanics behind Apple Pay are different and more secure than using your credit card. The merchant does not have your actual card details (card number, expiration date and security code). They do have an encrypted token that they submit to the payment network (Visa, MasterCard, etc.) to initiate the payment.
You’ll need to contact the merchant and cancel the subscription to cancel the authorization and any future payments. Any refunds would come from the merchant. If the merchant fails to cancel, you can start a dispute by calling the phone number on the back of the credit card you used.
Gladald wrote:
I used Apple Pay for a one time my IQ test…. .70 cents.
then a week later they took $44.99 from my Apple Pay for an account … which I did not apply for or register for, now trying to get my money back is a nightmare…
how can they do this through Apple Pay without my consent?
[Re-Titled by Moderator]
Original Title: Scam or ?
Did you receive an email claiming that? If so it can be spam.
Did you check apple id account/purchase to verify that there was a charge.
Did you check your bank account?
How can an unauthorized $44.99 charge be made through Apple Pay?
