Apple Pay declined for purchases despite money on card
My Apple Pay was declined even though money is on the card. It’s declined if I use the website to purchase the item and shop.
So let's find out what card you are using.
Apple Card - Apple Mastercard credit card managed by Goldman Sachs Bank
Apple Cash - prepaid deb it card managed by Green Dot Bank
Apple Gift Card - can only be used to purchase Apple products and services
Apple Account - can only be used to purchase Apple ports and services
Which of these cards are you referring to?
If you are referring to a third party credit card then contact customer support for that card.