Can I apply for Apple Card if I have an auto loan?
Hello I was wonder if I can apply for the apple credit card if I have a auto loan already out?
iPhone 17 Pro, iOS 26
Question marked as
Yes, you can apply for an Apple Card with an existing loan. If the loan is fairly new (opened within last 12 months) you may be declined, depending on your credit scores and experience with credit. Goldman Sachs, issuer of Apple Card, does a soft pull of your credit report , unlike most banks, which do a hard pull. A soft pull does not affect your credit score, while a hard pull does.
How to apply for Apple Card - Apple Support
How your Apple Card application is evaluated – Apple Support
If you apply for an Apple Card and accept the offer to open an account, your credit score may drop for a short period of time. This again, depends on your level of experience with credit etc.