How to ensure Apple Card welcome bonus eligibility?

How do I make sure I am eligible for $200 welcome bonus when I applied for the apple credit card?

Posted on Jul 11, 2026 9:10 PM

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Posted on Aug 25, 2026 12:07 PM

Yes I have the link and I am pasting the fine print of the offer below without the link for reference.

Offer may change at any time. Subject to credit approval. Valid only for new Apple Card holders who (1) apply under this promotion at -- (“Promo link”) or through Credit Karma’s marketplace (2) open a new Apple Card account and (3) spend $1,000 or more on the new Apple Card account within 60 days of account opening (“Purchase Period”). Offer may not be available in other channels where Apple Card is offered. This offer is not available to applicants who have had this card or who have another pending or approved application for the card. Purchases can only be made by the New Apple Card account holder who opens a new Apple Card. New Apple Card account holder does not include Co-Owners or Participants added to an Apple Card Family during the Purchase Period. This means purchases made by Apple Card Family members will not be included towards the Apple Card account holder’s qualifying spend. Limit one new account acquisition promotional offer per new Apple Card account. $200 is earned as Daily Cash and is transferred once $1,000 worth of transactions have posted to your Apple Card account. Returns and refunds of purchases made during the Purchase Period may result in a Daily Cash adjustment charge to your account. An additional purchase made during the Purchase Period may qualify you for re-fulfillment of the Daily Cash bonus, but re-fulfillment may be delayed. You can choose to direct Daily Cash to a Savings account or to an Apple Cash account. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit upon request. Apple Card is issued and Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more details. If we determine that you have engaged in or plan to engage in abuse or gaming in connection with this offer, you will not be eligible for this offer. 

12 replies
Question marked as Top-ranking reply

Aug 25, 2026 12:07 PM in response to Jeff Donald

Yes I have the link and I am pasting the fine print of the offer below without the link for reference.

Offer may change at any time. Subject to credit approval. Valid only for new Apple Card holders who (1) apply under this promotion at -- (“Promo link”) or through Credit Karma’s marketplace (2) open a new Apple Card account and (3) spend $1,000 or more on the new Apple Card account within 60 days of account opening (“Purchase Period”). Offer may not be available in other channels where Apple Card is offered. This offer is not available to applicants who have had this card or who have another pending or approved application for the card. Purchases can only be made by the New Apple Card account holder who opens a new Apple Card. New Apple Card account holder does not include Co-Owners or Participants added to an Apple Card Family during the Purchase Period. This means purchases made by Apple Card Family members will not be included towards the Apple Card account holder’s qualifying spend. Limit one new account acquisition promotional offer per new Apple Card account. $200 is earned as Daily Cash and is transferred once $1,000 worth of transactions have posted to your Apple Card account. Returns and refunds of purchases made during the Purchase Period may result in a Daily Cash adjustment charge to your account. An additional purchase made during the Purchase Period may qualify you for re-fulfillment of the Daily Cash bonus, but re-fulfillment may be delayed. You can choose to direct Daily Cash to a Savings account or to an Apple Cash account. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit upon request. Apple Card is issued and Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more details. If we determine that you have engaged in or plan to engage in abuse or gaming in connection with this offer, you will not be eligible for this offer. 

Aug 25, 2026 12:47 PM in response to kavindan273

Credit Karma is a financial services company owned by Intuit (Quickbooks, Quicken, TurboTax) and they offer private promotions. They are even mentioned in the fine print you copied and pasted.


Did you have any returns or refunds during the 60 day fulfillment period?


Did you set up an Apple Cash account so the funds can be transferred to an Apple Savings Account?


If the offer was from Credit Karma you’ll need to contact their support team. If the offer was from Goldman Sachs, you’ll need to contact an Apple Card Specialist.


CONTACTING — Goldman Sachs Bank 




  • Write to: Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.



How to ensure Apple Card welcome bonus eligibility?

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