Family Sharing / Child Account

I’m trying to create an Apple Account for my 9-year-old child through Family Sharing. Adult verification repeatedly fails with “Payment verification failed”. I have added and verified a valid credit card in both Wallet and Payment & Shipping, but the error remains. My Apple Account birthday and country/region are correct.

Posted on Jul 28, 2026 11:48 PM

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5 replies

Jul 29, 2026 12:50 AM in response to liina195

Did you manage to pass step 3 in this article about setting up Family Sharing on an iPhone?

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3 . If your child doesn't have an Apple Account, tap Create an Account for a Child. If your child already has an Apple Account, tap Invite People. They can enter their Apple Account password on your device to accept the invitation.

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How to set up Family Sharing on your iPhone, iPad, or Mac - Apple Support


Troubleshooting for age verification can be found in this article:

If you're asked to confirm that you’re an adult - Apple Support




Jul 29, 2026 1:27 AM in response to Ingo2711

Yes, I successfully reached step 3 and selected “Create an Account for a Child”. I entered my child’s name and date of birth, but I cannot proceed because the adult verification fails.


I first tried with my debit card. I then added a valid credit card to both Wallet and Payment & Shipping and set it as the default card. However, after confirming with the side button and Face ID, I still receive the message “Payment verification failed”.


My own date of birth and country/region in my Apple Account are correct. I have also restarted my iPhone and tried again, but the same error remains

Jul 29, 2026 2:58 AM in response to Ingo2711

Yes, I am the organiser of the Family Sharing group. My Apple Account country/region is Estonia.

The child account has not yet been created because the process stops at adult payment verification. I am not given an option to select a different country or region for the child account, so I assume it is being created for the same region as my Apple Account.

Family Sharing / Child Account

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