Apple Card co owner
I'm trying to set up my wife as a co owner on our Apple Card. She gets denied because she is a stay at home mom and doesn’t have any income?
iPhone 16 Pro Max, iOS 26
Question marked as
Each co-owner is entirely responsible for paying the total amount due on the account and not just what they charged. Without a verifiable source of income, your spouse does not have the means of fulfilling the obligations of a co-owner.
A better option is for you to make your spouse a participant (authorized user). You, the accountant owner, remains responsible for all payments on the account but your spouse will receive the primary benefits. She’ll be able to make purchases, have a physical titanium card and have a virtual card in her Apple Wallet on her iPhone for use with Apple Pay.
Set up Apple Card Family and add a co-owner and participants - Apple Support
Build credit history for Apple Card Family participants - Apple Support
https://www.goldmansachs.com/terms-and-conditions/Apple-Card-Customer-Agreement.pdf
