No, this is not legitimate. It is a phishing scam, and there is no account
behind it. Do not call the number.
How you can tell:
- Apple never asks you to call a phone number in a text, email, or pop-up
to resolve a charge or a security issue.
- It names no real details: no account email, no order number, no item
purchased, no device. Scammers send the same text to thousands of people.
- A specific dollar amount ($406.27) and an unfamiliar city are there to
alarm you into acting quickly.
- The awkward wording ("a recent account activity event has been associated
with...") is not how Apple writes its notices.
What happens if you call: a fake "Apple agent" will try to get your Apple
Account password, verification codes, or card details, or will ask you to
install remote-access software or buy gift cards.
What to do:
1. Do not call, reply, or tap any links.
2. Check your real account yourself, using addresses you type in:
- Purchases: https://reportaproblem.apple.com
(or Settings > [your name] > Media & Purchases > View Account >
Purchase History)
- Signed-in devices: Settings > [your name], scroll down to the device list
- Your bank or card statement for any $406.27 charge
If nothing shows up, nothing happened.
3. Report and delete it
- Text/iMessage: tap "Report Junk" under the message, then delete it
- Email: forward it to reportphishing@apple.com, then delete it
- Block the sender
4. If you already called or gave out any information
- Change your Apple Account password right away at
https://account.apple.com
- Make sure two-factor authentication is on, and remove any devices or
trusted phone numbers you don't recognize
- If you shared card details, call your bank using the number on the back
of your card and ask them to block the card and watch for fraud
- If you installed any app at their request, remove it
Real Apple purchase receipts come by email, list the exact item and your
billing details, and never tell you to phone a number to dispute the charge.